8 Factors To Help Me Choose Where To Live


I was born and raised just outside of Chicago but spent most of my childhood in both my hometown and Chicago. I knew financially it was a struggle for my parents to live in Illinois but not until I became an adult did I realize the depths of that struggle. And even then, I hadn’t itemized our every day expenses in comparison to the rest of the country.

Many of us pick the state we live in due to family, friends, job, birth place, convenience or whatever other obligation we feel burdened with or committed to. However, how many of us pick a state because we’ve done the research to find out what is affordable and what will help us gain financial freedom? Sometimes we feel pulled in so many different directions that we’re often unsure of our financial priorities. If this sounds like you and you’re looking for that push in a better direction, start your search now! 😁


One of the many reasons I mention in the video for wanting to move, are the laws for Certified Professional Midwives, also known as direct-entry midwives. They can legally practice in 31 states but not in mine. See a complete list where CPM’s can legally practice at Midwives Alliance of North America.

After not being allowed to walk around in labor, insisting I be hooked up to an IV, threatened with a C-section because my labor wasn’t progressing as fast as the doctor wanted and left with nerve damage after my last epidural, I finally decided that I was going to give birth at home with any future babies. Unfortunately my selection for professional attendees was limited due to Illinois’ refusal to allow CPM’s to practice in their state. I was undeterred and went on to have five home births.

During my years of home birthing, I traveled to the capitol with my children and joined many other families in support of a bill that would legalize the practice of CPM’s and couldn’t believe what we were up against. After advocates and supporters of legalizing midwifery in Illinois spoke, then came one, YES ONE, male obstetrician who tried countering and spoke of the dangers of having CPM’s in attendance and home birthing altogether.

That’s it. That’s all it took. One obstetrician against an ocean of supporters. So many that they filled the capitol. It was obvious what happened and we didn’t have the financial means to fight that. I mean it is Illinois after all and the hospitals want the money. Media and opposing politicians now call births attended by Certified Professional Midwives in Illinois, “black market home births.”

The Illinois Council of Certified Professional Midwives reports
the average cost of a home birth ranges between $2,500 to $3,500.

The Illinois Health and Hospital Association says the median cost
of a hospital non-cesarian birth without complications is more than $12,000.


Think about this, in ILLINOIS …

  • EMT’s (emergency medical technicians) have MUCH less training in assisting at births than CPM’s but legally can.
  • Abortion is legal at ALL stages of pregnancy, yet certified professional midwives are deemed illegal.

So before you move to another state, make sure you research all aspects of that state to see if it’s a good fit for you and your family.

One comment

  1. Monique says:

    While I was not attracted to giving birth at home myself, the idea that this is not a legal option is somewhat mind blowing!

Leave a Reply

Your email address will not be published. Required fields are marked *


and receive access to my FREE budgeting printables!






  • Alert! Sad story ahead. Don't read if your day has been fabulous so far and you don't want anything ruining it. 😄
So two days ago I cried into these stairs for soooo many reasons. If you've been following my stories, then you know the counter top installer cracked our IKEA no-longer-being-made kitchen sink. Because we had to run out and quickly buy a similar one, they didn't charge us for the install. Ya. What I didn't mention before is that even though these two came highly recommended, the install of the counters was poorly done. They left gouges in the wall, they didn't finish the trim and the trim they did finish was cut unevenly. Thankfully I knew how to fix everything but what a disaster. I should have just installed it on my own. Then this past Monday we had our carpet replaced. We paid extra so I wouldn't have to move the furniture. When they arrived, not only did they say that they don't move furniture, while it was being torn out (different than the counter top people), they tore off parts of the wall along the stairs. I only showed one photo in my stories but it was all along almost every step. Then he told me to expect lots of scuff marks on the wall. "It's to be expected. They should have warned you." What?! So I told him that I just finished painting this entire house and to please do his best in not scuffing them up. He agreed. They finished early Tuesday and as soon as they left, I got to work fixing their mess. Only this time around, it was a lot more challenging than fixing the counters. This is when I just broke into pieces. The next day we were refunded our "furniture moving" money but the damaged wall is in dispute. Ya. But let's look at the bright side, we were able to fix and repair all the damage left behind. Happy Thursday 👍 .

Follow Me!