debt-free

Minimal Spend Christmas Challenge

Hello Everyone! I hope you’re all enjoying your Thanksgiving with family and friends because I’m about to throw a HUGE idea at you. What would happen if you gave less gifts to the people on your list? What would happen if you only gave one gift? What would happen if you re-gifted or made the gifts? What would happen if you didn’t give ANY gifts at all? Sound crazy? SO LET’S GET CRAZY! 😍 Challenge #1 PAY DOWN YOUR DEBT OverRead More

Adult Children Living At Home

11.11.2018 debt-free, videos

 If you’ve read my about page, then you know that I have ten children. Five of which are adults and four of which live at home. Our adult children range in age from almost 18-years-old to almost 26-years-old. Because my husband and I had a very different upbringing, we didn’t at first agree with how we were going to handle the living situation with our adult children. Joe grew up in the Humboldt Park neighborhood in Chicago and livedRead More

How Not To Go In Debt

10.19.2018 debt-free, videos

 Below I’ve included the cliffnotes. 😄 take advantage of free offers don’t start off in debt, instead start saving money don’t go in debt for college, say no to student loans don’t go in debt for an engagement ring don’t go in debt for your wedding don’t go in debt for your wardrobe don’t go in debt for your family don’t go in debt for your spouse don’t go in debt for birthdays or holidays don’t go in debt forRead More

Debt Update / Fermenting Cabbage The Simple Way

10.05.2018 debt-free, recipes, videos

8 Factors To Help Me Choose Where To Live

 I was born and raised just outside of Chicago but spent most of my childhood in both my hometown and Chicago. I knew financially it was a struggle for my parents to live in Illinois but not until I became an adult did I realize the depths of that struggle. And even then, I hadn’t itemized our every day expenses in comparison to the rest of the country. Many of us pick the state we live in due toRead More

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