How Not To Go In Debt


Below I’ve included the cliffnotes. 😄

  1. take advantage of free offers
  2. don’t start off in debt, instead start saving money
  3. don’t go in debt for college, say no to student loans
  4. don’t go in debt for an engagement ring
  5. don’t go in debt for your wedding
  6. don’t go in debt for your wardrobe
  7. don’t go in debt for your family
  8. don’t go in debt for your spouse
  9. don’t go in debt for birthdays or holidays
  10. don’t go in debt for vacations
  11. don’t go in debt for a car
  12. don’t go in debt for department store credit cards
  13. don’t go in debt for anything

Since starting on our journey toward becoming debt-free, Joe and I have looked at past purchases in a whole new light. I only wish we would have come to these realizations years ago but still thankful that we’re finally there. We’ve lived almost our entire adult lives in debt and I’ve always sadly thought that is just the way it was going to be. I never saw the light at the end of the tunnel and it felt like we were never going to be able to come up for air. But no more. I finally see the light! 💡😁

I’m excited to share with you our six-month debt update with you in my next video so stay tuned! And thank you for watching!


  1. stephanie says:

    Hello Darci! I just finished watching your YouTube about your anxiety. I know that you would rather make natural choices. With that said, i dont know if you’ve heard of Trudy Scott. She specializes in helping people deal with anxiety there are a lot of these issues that can be helped with amino acid supplementation. My daughter was able to overcome her anxiety after testing for neurotransmitter issues and supplementing with amino acids. Forgive me if this is already a road you have traveled down. I just would hate for you not to know about it. Praying that God will continue to give you peace.

  2. Glenda says:

    I just found your blog and YouTube videos. You are wonderful. I, especially, could relate to your anxiety video, Darcie. I am 69 years old and have lived with those feelings most of my life. Your blog, Instagram, and Videos are so helpful, but remember to do what works for YOU.

  3. Renée says:

    Hiya, you and I could not be more different, but I LOVE your YouTube channel. I fell on it because I’m an aspiring minimalist (but I’ve got a LONG LONG way to go). First time I visit your web page, and thought you should know that I’ve seen 3 adds for a Canadian loan company (I’m Canadian). As I’ve binged watched a lot of your videos, I’m sure this is not your doing, I just wanted to let you know . I have NO IDEA how advertising works on these things. I get some of it is generated by my history, but I’ve never googled anything close to that subject (but probably should ;).

    Ps. It took a lot of courage to talk about anxiety the way you did. Koodo’s to you.

    • Darci Isabella says:

      Thank you Renée! I’ve actually blocked specific ads and they still pop up on websites I view so I’m not sure how that works either. Thank you for letting me know!

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  • Alert! Sad story ahead. Don't read if your day has been fabulous so far and you don't want anything ruining it. 😄
So two days ago I cried into these stairs for soooo many reasons. If you've been following my stories, then you know the counter top installer cracked our IKEA no-longer-being-made kitchen sink. Because we had to run out and quickly buy a similar one, they didn't charge us for the install. Ya. What I didn't mention before is that even though these two came highly recommended, the install of the counters was poorly done. They left gouges in the wall, they didn't finish the trim and the trim they did finish was cut unevenly. Thankfully I knew how to fix everything but what a disaster. I should have just installed it on my own. Then this past Monday we had our carpet replaced. We paid extra so I wouldn't have to move the furniture. When they arrived, not only did they say that they don't move furniture, while it was being torn out (different than the counter top people), they tore off parts of the wall along the stairs. I only showed one photo in my stories but it was all along almost every step. Then he told me to expect lots of scuff marks on the wall. "It's to be expected. They should have warned you." What?! So I told him that I just finished painting this entire house and to please do his best in not scuffing them up. He agreed. They finished early Tuesday and as soon as they left, I got to work fixing their mess. Only this time around, it was a lot more challenging than fixing the counters. This is when I just broke into pieces. The next day we were refunded our "furniture moving" money but the damaged wall is in dispute. Ya. But let's look at the bright side, we were able to fix and repair all the damage left behind. Happy Thursday 👍 .

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